Business Interruption Insurance

Business Interruption Insurance covers financial losses that are a direct consequence of a business interruption, such as loss of revenue, loss of rental income and additional staff costs.

While there are many different causes of business interruption, the two most common are fire and flood. No one ever expects these twin disasters to strike their business, and when they do, they often mistakenly expect other policies to cover all of their losses.

Business Interruption Insurance is not sold as a separate policy but is either added to a property/casualty policy or included in a comprehensive package policy.