Extended Warranty Insurance

Coverage is provided to double the original manufacturer’s warranty period, if applicable, on purchases made during the policy period with cards “in force” during the policy period, up to a period of twenty-four (24) months from the date the Covered Purchase was bought. Coverage is also provided for items which carry a store brand warranty, but only if the store warranty is on a store- branded item. If a warranty is purchased with the product, in addition to the manufacturer’s original warranty or store warranty, coverage hereon is applicable only after all other warranties expire but only within twenty-four (24) months from the date the Covered Purchase was bought.

Registration of the Covered Purchase is not necessary. Covered Purchases given as gifts are covered.

If a Covered Purchase ceases to operate satisfactorily and requires repair during the period covered by this Policy, benefits will be paid to cover the cost of the repair. The item may be replaced, instead, at Insurers’ option. In no event will this Policy pay more than the actual purchase amount charged to the Eligible Account for the item covered by the warranty.