Residual Value Insurance

Residual Value Insurance (RVI) helps companies manage asset value risk by guaranteeing that if a properly maintained core asset cannot be sold for at least a specified sum (the RVI Sum Insured) at a future point in time the policy will respond by either buying the asset for the RVI Sum Insured or paying the gap between the RVI Sum Insured and the best sale price that can be achieved. It is an enormously flexible tool with benefits which range from asset risk mitigation to complex financial objectives related to accounting treatment, capital optimisation and cashflow improvement.

RVI enables a lessor to offer operating lease solutions to their clients where they are not willing or unable to take any or all of the asset risk part of the transaction.